Consolidating a sallie mae student loan

The good news is that if you’re willing to invest some time poking around my site, you’re almost guaranteed to find a benefit program that’ll help you get rid of (or at last reduce) your private student loan debt quickly, and affordably.

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I’m going to let you in on a little secret: in 2018, it’s possible to get rid of your student loan debt without paying a single cent! Via a variety of Student Loan Forgiveness Programs, which are now readily available for both Federal and Private Student Loans.

There’s never been a better opportunity to qualify for Private and Federal Student Loan Forgiveness Benefits, as there are literally tons of different programs available, so be sure to browse through my list below and you’re almost certain to find a forgiveness program that can help you get rid of student loans quickly and easily.

Remember, in years past, Private loans have been nearly impossible to get rid of via Forgiveness or Discharge programs, but that has all changed in recent years with the expansion of new opportunities for wiping out your Private loans.

And on the Private side, unlike Federal Forgiveness, there’s no real divide between “Forgiveness” and “Discharges”, because anything related to Private debt tends to happen right away, so while there are certainly fewer opportunities for getting rid of your Private loans, those opportunities are better in a way since they don’t require years and years of patience while waiting for the benefits to kick in.

But you’ll need to be extremely careful about who you choose to work with, because there are literally thousands of Student Loan Forgiveness Scams in operation across the country now, and you definitely don’t want to fall into line with one of them.

The benefits of hiring a Student Loan Debt Relief Agency are that they can save you time, money, and stress by making sure that you’re aware of all the opportunities available for reducing or eliminating your debt, and by protecting you from making any mistakes with your applications to available debt forgiveness and discharge programs.

Abbreviated “PAYE”, this is one of the most powerful Federal forgiveness programs on the market, and one that you should definitely look into if your loans were taken out after 2007, because it is the most widely available forgiveness benefit, and one of the easiest to qualify for.

For details on how PAYE forgiveness works, please visit my page about the Pay As You Earn Student Loan Repayment Plan.

Part of the Obama Loan Forgiveness Program, Pay As You Earn is one of the best income-based Federal Student Loan Repayment Plans available this year, and it’s only downside is that it’s only available to people who took out loans on or after October 1st, 2007.

It works the same way as Obama Loan Forgiveness, in that it sets your monthly student loan payments to an amount based on your annual income (the more you make, the more you have to pay), but it offers complete Federal student loan forgiveness benefits after you’ve made a certain number of payments: 240 payments, or 20 years worth of payments.

Your first call to the Helpline is free, and you’ll only ever be charged anything if you agree to let them help with the research, paperwork and applications process, so all you’ve got to lose is a few minutes of your time.

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