3983 debt consolidating 5739

Employment and income was provided by borrower and displayed without having been verified. Credit and homeownership information was obtained from borrower?Purpose of loan: Pay off Credit Cards and Cash on Hand? Monthly net income: $ 3000.00Monthly expenses: $ ?? s credit report and displayed without having been verified.

3983 debt consolidating 5739-46

Purpose of loan: This loan will be used to purchase a live aboard boat to save money.?

The money we have been paying in rent will be used to invest in a boat (our new home).?

We are a couple that both have steady, good paying jobs.?

I have worked at Trader Joe's for almost 3 years, and my finance works full time at Food for Less as a manager for the last six years.? We both have high credit scores, steady jobs, and no missed or late payments on bills.?

The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount.

The Estimated Return presented above does not assume any early repayment by the borrower. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. 59 of the 130th General Assembly to make operating and other appropriations and to provide authorization and conditions for the operation of state programs.This Listing Report supplements the prospectus dated Jul 13, 2009 and provides information about each loan request (referred to as a "listing") and series of Borrower Payment Dependent Notes (the "Notes") we are currently offering.The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans.Actual performance may differ from estimated performance. The Estimated Return presented above does not assume any early repayment by the borrower.We need your help to make that big step, of boat ownership a reality.??

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